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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,433 | $101,283-74.9% | $75,826-66.5% | $135,379-81.2% |
| Participation rate | 52.4% | 72.7%-20.4pp | 68.2%-15.8pp | 82.6%-30.3pp |
| Annual return | -3.60% | 3384.62%-3388.2pp | 1914.15%-1917.8pp | 519.79%-523.4pp |
| Employer contribution / active EE | $862 | $2,382-63.8% | $1,913-54.9% | $4,779-82.0% |
| Participant deferral / active EE | $2,333 | $3,469-32.7% | $2,862-18.5% | $5,609-58.4% |
| Admin fee / account holder | $2,448 | $6,539-62.6% | $4,726-48.2% | $10,828-77.4% |