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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,599 | $118,919-78.5% | $88,538-71.1% | $152,897-83.3% |
| Participation rate | 61.9% | 73.4%-11.5pp | 68.7%-6.8pp | 82.5%-20.5pp |
| Annual return | 15.47% | 47.92%-32.5pp | 43.64%-28.2pp | 345.43%-330.0pp |
| Employer contribution / active EE | $1,108 | $2,669-58.5% | $2,098-47.2% | $4,764-76.7% |
| Participant deferral / active EE | $3,124 | $3,549-12.0% | $2,914+7.2% | $5,851-46.6% |
| Admin fee / account holder | $3,820 | $5,876-35.0% | $4,310-11.4% | $11,599-67.1% |