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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,615 | $176,786-59.5% | $146,643-51.2% | $167,536-57.3% |
| Participation rate | 85.7% | 83.6%+2.1pp | 80.1%+5.6pp | 82.1%+3.6pp |
| Annual return | 12.37% | 24.04%-11.7pp | 22.75%-10.4pp | 478.82%-466.4pp |
| Employer contribution / active EE | $1,867 | $5,161-63.8% | $4,137-54.9% | $4,839-61.4% |
| Participant deferral / active EE | $3,776 | $6,440-41.4% | $5,506-31.4% | $6,342-40.5% |
| Admin fee / account holder | $9,262 | $13,262-30.2% | $10,280-9.9% | $12,315-24.8% |