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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,574 | $131,835-60.1% | $108,582-51.6% | $273,972-80.8% |
| Participation rate | 81.8% | 83.5%-1.6pp | 79.6%+2.2pp | 83.0%-1.2pp |
| Annual return | 4.93% | -91.57%+96.5pp | -51.70%+56.6pp | 41.46%-36.5pp |
| Employer contribution / active EE | $1,114 | $4,913-77.3% | $3,758-70.4% | $4,869-77.1% |
| Participant deferral / active EE | $2,488 | $5,127-51.5% | $4,311-42.3% | $5,287-52.9% |
| Admin fee / account holder | $1,109 | $10,253-89.2% | $7,645-85.5% | $10,133-89.1% |