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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,287 | $152,619-51.3% | $125,195-40.7% | $152,909-51.4% |
| Participation rate | 85.7% | 83.3%+2.4pp | 79.8%+5.9pp | 82.5%+3.3pp |
| Annual return | 18.78% | 54.85%-36.1pp | 43.79%-25.0pp | 345.46%-326.7pp |
| Employer contribution / active EE | $1,600 | $4,947-67.7% | $3,866-58.6% | $4,764-66.4% |
| Participant deferral / active EE | $3,545 | $5,869-39.6% | $4,937-28.2% | $5,851-39.4% |
| Admin fee / account holder | $2,141 | $13,437-84.1% | $9,704-77.9% | $11,601-81.5% |