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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,565 | $144,130-55.9% | $117,861-46.1% | $147,586-56.9% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.0pp | 82.8%+2.9pp |
| Annual return | 16.12% | 531.20%-515.1pp | 335.11%-319.0pp | 578.59%-562.5pp |
| Employer contribution / active EE | $1,293 | $4,897-73.6% | $3,786-65.9% | $4,876-73.5% |
| Participant deferral / active EE | $2,763 | $5,316-48.0% | $4,482-38.4% | $5,439-49.2% |
| Admin fee / account holder | $1,492 | $10,887-86.3% | $8,021-81.4% | $10,886-86.3% |