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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,218 | $213,785+3.9% | $185,441+19.8% | $155,188+43.2% |
| Participation rate | 90.0% | 83.2%+6.8pp | 80.3%+9.7pp | 80.8%+9.2pp |
| Annual return | 11.54% | 19.97%-8.4pp | 20.16%-8.6pp | 148.84%-137.3pp |
| Employer contribution / active EE | $9,326 | $5,393+72.9% | $4,672+99.6% | $4,248+119.5% |
| Participant deferral / active EE | $5,053 | $6,864-26.4% | $6,152-17.9% | $6,531-22.6% |
| Admin fee / account holder | $18,268 | $21,134-13.6% | $17,890+2.1% | $14,480+26.2% |