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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,680 | $166,242+23.1% | $165,071+24.0% | $145,884+40.3% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.6%+13.0pp | 80.3%+11.4pp |
| Annual return | 14.82% | 100.44%-85.6pp | 70.17%-55.3pp | 551.85%-537.0pp |
| Employer contribution / active EE | $7,654 | $5,283+44.9% | $4,347+76.1% | $4,662+64.2% |
| Participant deferral / active EE | $4,223 | $6,964-39.4% | $6,035-30.0% | $6,690-36.9% |
| Admin fee / account holder | $6,499 | $16,658-61.0% | $12,695-48.8% | $13,392-51.5% |