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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,425 | $142,409-19.7% | $119,634-4.4% | $134,545-15.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -22.77% | -12.46%-10.3pp | -14.98%-7.8pp | 418.37%-441.1pp |
| Employer contribution / active EE | $7,979 | $5,224+52.7% | $4,232+88.5% | $4,742+68.3% |
| Participant deferral / active EE | $5,709 | $6,468-11.7% | $5,601+1.9% | $6,401-10.8% |
| Admin fee / account holder | $2,723 | $13,594-80.0% | $10,329-73.6% | $11,431-76.2% |