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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,369 | $152,619-49.3% | $125,195-38.2% | $152,909-49.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 27.58% | 54.85%-27.3pp | 43.79%-16.2pp | 345.46%-317.9pp |
| Employer contribution / active EE | $6,349 | $4,947+28.3% | $3,866+64.2% | $4,764+33.3% |
| Participant deferral / active EE | $5,438 | $5,869-7.3% | $4,937+10.1% | $5,851-7.1% |
| Admin fee / account holder | $3,482 | $13,437-74.1% | $9,704-64.1% | $11,601-70.0% |