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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,985 | $162,821-30.0% | $133,978-14.9% | $158,982-28.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 28.49% | 41.95%-13.5pp | 45.10%-16.6pp | 302.99%-274.5pp |
| Employer contribution / active EE | $6,920 | $4,976+39.1% | $3,919+76.6% | $4,763+45.3% |
| Participant deferral / active EE | $6,873 | $5,910+16.3% | $5,047+36.2% | $5,983+14.9% |
| Admin fee / account holder | $2,083 | $11,742-82.3% | $8,930-76.7% | $11,252-81.5% |