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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,218 | $199,109+11.6% | $173,730+27.9% | $154,746+43.6% |
| Participation rate | 90.0% | 82.8%+7.2pp | 79.6%+10.4pp | 80.7%+9.3pp |
| Annual return | 11.54% | 20.02%-8.5pp | 19.96%-8.4pp | 172.34%-160.8pp |
| Employer contribution / active EE | $9,326 | $5,311+75.6% | $4,577+103.7% | $4,379+113.0% |
| Participant deferral / active EE | $5,053 | $7,113-29.0% | $6,326-20.1% | $6,730-24.9% |
| Admin fee / account holder | $18,268 | $20,916-12.7% | $17,523+4.2% | $14,365+27.2% |