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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,218 | $178,174+24.7% | $156,181+42.3% | $137,256+61.9% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.8%+11.2pp | 80.0%+10.0pp |
| Annual return | 11.54% | 84.19%-72.6pp | 64.87%-53.3pp | 220.34%-208.8pp |
| Employer contribution / active EE | $9,326 | $4,972+87.6% | $4,294+117.2% | $4,156+124.4% |
| Participant deferral / active EE | $5,053 | $6,888-26.6% | $6,132-17.6% | $6,407-21.1% |
| Admin fee / account holder | $18,268 | $17,404+5.0% | $14,586+25.2% | $12,270+48.9% |