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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,218 | $254,759-12.8% | $216,567+2.6% | $198,609+11.9% |
| Participation rate | 90.0% | 84.5%+5.5pp | 81.6%+8.4pp | 82.4%+7.6pp |
| Annual return | 11.54% | 10.04%+1.5pp | 12.94%-1.4pp | 202.70%-191.2pp |
| Employer contribution / active EE | $9,326 | $6,096+53.0% | $5,216+78.8% | $5,055+84.5% |
| Participant deferral / active EE | $5,053 | $6,948-27.3% | $6,191-18.4% | $6,977-27.6% |
| Admin fee / account holder | $18,268 | $26,311-30.6% | $21,981-16.9% | $19,030-4.0% |