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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,073 | $96,956+127.0% | $69,779+215.4% | $273,972-19.7% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.8%+28.2pp | 83.0%+17.0pp |
| Annual return | 5.92% | 12.93%-7.0pp | 12.99%-7.1pp | 41.46%-35.5pp |
| Employer contribution / active EE | $3,927 | $3,316+18.4% | $2,338+67.9% | $4,869-19.3% |
| Participant deferral / active EE | $8,582 | $3,744+129.2% | $2,931+192.8% | $5,287+62.3% |
| Admin fee / account holder | $6,865 | $7,934-13.5% | $4,381+56.7% | $10,133-32.3% |