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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,266 | $91,911+116.8% | $68,612+190.4% | $135,380+47.2% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -6.74% | -8.22%+1.5pp | -4.63%-2.1pp | 519.81%-526.5pp |
| Employer contribution / active EE | $1,596 | $3,924-59.3% | $2,625-39.2% | $4,779-66.6% |
| Participant deferral / active EE | $8,884 | $4,315+105.9% | $3,311+168.3% | $5,609+58.4% |
| Admin fee / account holder | $3,040 | $9,240-67.1% | $5,131-40.7% | $10,828-71.9% |