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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,080 | $104,577+110.4% | $76,667+187.1% | $152,909+43.9% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 18.68% | 1014.36%-995.7pp | 1166.74%-1148.1pp | 345.46%-326.8pp |
| Employer contribution / active EE | $1,713 | $3,119-45.1% | $2,303-25.6% | $4,764-64.0% |
| Participant deferral / active EE | $7,878 | $4,237+85.9% | $3,336+136.2% | $5,851+34.6% |
| Admin fee / account holder | $2,777 | $12,290-77.4% | $6,423-56.8% | $11,601-76.1% |