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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,367 | $87,016+136.0% | $63,244+224.7% | $125,389+63.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 71.0%+29.0pp | 83.2%+16.8pp |
| Annual return | -1.23% | 21.71%-22.9pp | -70.31%+69.1pp | 282.24%-283.5pp |
| Employer contribution / active EE | $10,134 | $3,601+181.4% | $2,322+336.4% | $4,866+108.3% |
| Participant deferral / active EE | $9,582 | $3,939+143.2% | $2,953+224.4% | $5,352+79.1% |
| Admin fee / account holder | $1,341 | $11,954-88.8% | $5,893-77.2% | $9,541-85.9% |