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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,656 | $62,592+8.1% | $85,693-21.0% | $85,856-21.2% |
| Participation rate | 64.0% | 61.1%+2.9pp | 69.9%-5.9pp | 69.3%-5.3pp |
| Annual return | 12.02% | 23.77%-11.8pp | 21.49%-9.5pp | 318.58%-306.6pp |
| Employer contribution / active EE | $2,168 | $1,755+23.5% | $2,618-17.2% | $2,565-15.5% |
| Participant deferral / active EE | $6,453 | $2,802+130.3% | $3,923+64.5% | $3,952+63.3% |
| Admin fee / account holder | $24,526 | $4,643+428.3% | $6,874+256.8% | $6,261+291.8% |