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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,434 | $90,489-16.6% | $76,051-0.8% | $145,978-48.3% |
| Participation rate | 63.6% | 74.5%-10.9pp | 69.1%-5.4pp | 80.3%-16.7pp |
| Annual return | 10.96% | 622.78%-611.8pp | 360.42%-349.5pp | 550.52%-539.6pp |
| Employer contribution / active EE | $2,800 | $3,319-15.6% | $2,690+4.1% | $4,662-39.9% |
| Participant deferral / active EE | $5,134 | $5,164-0.6% | $4,257+20.6% | $6,690-23.3% |
| Admin fee / account holder | $5,215 | $8,374-37.7% | $6,416-18.7% | $13,400-61.1% |