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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,311 | $91,037-19.5% | $71,671+2.3% | $147,586-50.3% |
| Participation rate | 40.0% | 76.1%-36.1pp | 68.7%-28.7pp | 82.8%-42.8pp |
| Annual return | 15.45% | 20.48%-5.0pp | 20.65%-5.2pp | 578.59%-563.1pp |
| Employer contribution / active EE | $2,697 | $3,327-18.9% | $2,460+9.7% | $4,876-44.7% |
| Participant deferral / active EE | $5,569 | $4,498+23.8% | $3,438+62.0% | $5,439+2.4% |
| Admin fee / account holder | $17,173 | $8,613+99.4% | $5,558+209.0% | $10,886+57.8% |