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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,776 | $82,314-34.7% | $68,808-21.8% | $134,532-60.0% |
| Participation rate | 50.0% | 75.1%-25.1pp | 69.0%-19.0pp | 81.2%-31.2pp |
| Annual return | -14.16% | -2.18%-12.0pp | -6.37%-7.8pp | 418.27%-432.4pp |
| Employer contribution / active EE | $2,828 | $3,301-14.3% | $2,656+6.5% | $4,741-40.3% |
| Participant deferral / active EE | $6,079 | $4,740+28.3% | $3,942+54.2% | $6,401-5.0% |
| Admin fee / account holder | $8,053 | $6,484+24.2% | $4,936+63.1% | $11,429-29.5% |