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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,556 | $102,393+15.8% | $147,041-19.4% | $80,911+46.5% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.6%+28.5pp |
| Annual return | 7.44% | 134.95%-127.5pp | 419.21%-411.8pp | 35.63%-28.2pp |
| Employer contribution / active EE | $3,395 | $3,715-8.6% | $4,935-31.2% | $2,756+23.2% |
| Participant deferral / active EE | $9,252 | $6,647+39.2% | $8,071+14.6% | $4,297+115.3% |
| Admin fee / account holder | $17,331 | $7,943+118.2% | $13,006+33.3% | $6,935+149.9% |