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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,866 | $76,551+14.8% | $123,894-29.1% | $62,881+39.7% |
| Participation rate | 92.3% | 73.0%+19.3pp | 81.4%+10.9pp | 69.3%+23.0pp |
| Annual return | 4.84% | 18.68%-13.8pp | 47.52%-42.7pp | 20.14%-15.3pp |
| Employer contribution / active EE | $3,018 | $2,882+4.7% | $4,617-34.6% | $2,281+32.3% |
| Participant deferral / active EE | $6,978 | $4,840+44.2% | $5,984+16.6% | $3,203+117.9% |
| Admin fee / account holder | $1,615 | $4,826-66.5% | $8,357-80.7% | $4,296-62.4% |