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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,329 | $148,623-6.3% | $135,974+2.5% | $139,466-0.1% |
| Participation rate | 91.3% | 83.9%+7.4pp | 81.9%+9.4pp | 80.3%+11.0pp |
| Annual return | 8.85% | 79.30%-70.4pp | 68.30%-59.5pp | 373.66%-364.8pp |
| Employer contribution / active EE | $4,007 | $5,246-23.6% | $4,859-17.5% | $4,754-15.7% |
| Participant deferral / active EE | $11,894 | $8,103+46.8% | $7,760+53.3% | $6,712+77.2% |
| Admin fee / account holder | $55,100 | $12,406+344.2% | $10,767+411.8% | $11,409+383.0% |