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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,589 | $98,776+57.5% | $149,745+3.9% | $79,856+94.8% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.5%+9.8pp | 69.6%+22.7pp |
| Annual return | 9.85% | 27.38%-17.5pp | 276.72%-266.9pp | 31.71%-21.9pp |
| Employer contribution / active EE | $3,188 | $3,217-0.9% | $4,646-31.4% | $2,471+29.0% |
| Participant deferral / active EE | $7,510 | $5,681+32.2% | $6,843+9.8% | $3,741+100.8% |
| Admin fee / account holder | $1,638 | $6,053-72.9% | $9,312-82.4% | $5,306-69.1% |