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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,895 | $73,978+32.3% | $96,515+1.4% | $75,173+30.2% |
| Participation rate | 80.6% | 66.4%+14.2pp | 74.3%+6.3pp | 67.2%+13.4pp |
| Annual return | 17.08% | 26.72%-9.6pp | 35.73%-18.6pp | 160.72%-143.6pp |
| Employer contribution / active EE | $8,891 | $2,931+203.4% | $3,740+137.8% | $2,671+232.9% |
| Participant deferral / active EE | $5,138 | $3,660+40.4% | $4,880+5.3% | $4,126+24.5% |
| Admin fee / account holder | $6,890 | $5,219+32.0% | $6,735+2.3% | $5,651+21.9% |