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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,651 | $85,766-80.6% | $136,298-87.8% | $70,126-76.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 9.00% | 31.46%-22.5pp | 5156.27%-5147.3pp | 73.15%-64.1pp |
| Employer contribution / active EE | $4,600 | $2,966+55.1% | $4,696-2.0% | $2,343+96.4% |
| Participant deferral / active EE | $2,201 | $5,051-56.4% | $6,247-64.8% | $3,332-33.9% |
| Admin fee / account holder | $707 | $5,421-87.0% | $9,244-92.3% | $4,645-84.8% |