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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,778 | $77,817-77.2% | $123,553-85.6% | $64,173-72.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -5.92% | 12.49%-18.4pp | 119.21%-125.1pp | 7.63%-13.6pp |
| Employer contribution / active EE | $4,684 | $3,014+55.4% | $4,628+1.2% | $2,381+96.7% |
| Participant deferral / active EE | $2,499 | $5,240-52.3% | $6,426-61.1% | $3,470-28.0% |
| Admin fee / account holder | $1,358 | $5,519-75.4% | $9,284-85.4% | $4,887-72.2% |