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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,262 | $76,551-84.0% | $123,894-90.1% | $62,881-80.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 9.07% | 18.68%-9.6pp | 47.52%-38.4pp | 20.14%-11.1pp |
| Employer contribution / active EE | $3,587 | $2,882+24.5% | $4,617-22.3% | $2,281+57.3% |
| Participant deferral / active EE | $2,767 | $4,840-42.8% | $5,984-53.8% | $3,203-13.6% |
| Admin fee / account holder | $590 | $4,826-87.8% | $8,357-92.9% | $4,296-86.3% |