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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,286 | $72,177-85.7% | $115,038-91.1% | $59,633-82.8% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -4.28% | 12.02%-16.3pp | 26.14%-30.4pp | 2041.45%-2045.7pp |
| Employer contribution / active EE | $4,134 | $2,841+45.5% | $4,608-10.3% | $2,203+87.7% |
| Participant deferral / active EE | $2,916 | $4,783-39.0% | $6,026-51.6% | $3,192-8.6% |
| Admin fee / account holder | $432 | $4,927-91.2% | $8,175-94.7% | $4,297-90.0% |