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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,717 | $81,504-9.6% | $102,437-28.0% | $80,959-8.9% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 13.94% | 25.60%-11.7pp | 24.95%-11.0pp | 35.67%-21.7pp |
| Employer contribution / active EE | $7,065 | $3,104+127.6% | $3,871+82.5% | $2,757+156.2% |
| Participant deferral / active EE | $4,574 | $3,871+18.2% | $5,060-9.6% | $4,300+6.4% |
| Admin fee / account holder | $6,260 | $6,719-6.8% | $8,388-25.4% | $6,925-9.6% |