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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,076 | $227,597-69.6% | $189,575-63.6% | $167,536-58.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 14.11% | 78.44%-64.3pp | 64.19%-50.1pp | 478.82%-464.7pp |
| Employer contribution / active EE | $59 | $5,316-98.9% | $4,412-98.7% | $4,839-98.8% |
| Participant deferral / active EE | $2,162 | $7,002-69.1% | $6,174-65.0% | $6,342-65.9% |
| Admin fee / account holder | $12,934 | $11,877+8.9% | $9,806+31.9% | $12,315+5.0% |