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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,098 | $232,540-81.5% | $185,117-76.7% | $147,586-70.8% |
| Participation rate | 50.0% | 82.4%-32.4pp | 77.3%-27.3pp | 82.8%-32.8pp |
| Annual return | 17.03% | 43.03%-26.0pp | 40.50%-23.5pp | 578.59%-561.6pp |
| Employer contribution / active EE | $0 | $5,195-100.0% | $4,182-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,490 | $5,834-74.5% | $5,045-70.5% | $5,439-72.6% |
| Admin fee / account holder | $7,344 | $10,275-28.5% | $8,159-10.0% | $10,886-32.5% |