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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,917 | $190,879-71.8% | $160,009-66.3% | $134,532-59.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -22.65% | 552.63%-575.3pp | 408.85%-431.5pp | 418.27%-440.9pp |
| Employer contribution / active EE | $0 | $4,995-100.0% | $4,225-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $857 | $6,924-87.6% | $6,183-86.1% | $6,401-86.6% |
| Admin fee / account holder | $438 | $10,495-95.8% | $8,715-95.0% | $11,429-96.2% |