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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,336 | $211,946-76.3% | $169,452-70.3% | $135,380-62.8% |
| Participation rate | 50.0% | 82.6%-32.6pp | 77.8%-27.8pp | 82.6%-32.6pp |
| Annual return | -6.60% | 3.26%-9.9pp | 1.83%-8.4pp | 519.81%-526.4pp |
| Employer contribution / active EE | $578 | $5,117-88.7% | $4,157-86.1% | $4,779-87.9% |
| Participant deferral / active EE | $2,893 | $6,075-52.4% | $5,277-45.2% | $5,609-48.4% |
| Admin fee / account holder | $490 | $11,472-95.7% | $9,110-94.6% | $10,828-95.5% |