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Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,275 | $45,312-48.6% | $86,233-73.0% | $67,986-65.8% |
| Participation rate | 74.9% | 42.4%+32.4pp | 69.0%+5.8pp | 57.2%+17.7pp |
| Annual return | 11.07% | 24.79%-13.7pp | 61.39%-50.3pp | 31.67%-20.6pp |
| Employer contribution / active EE | $59 | $1,160-94.9% | $2,504-97.6% | $2,019-97.1% |
| Participant deferral / active EE | $1,154 | $2,185-47.2% | $4,559-74.7% | $3,358-65.6% |
| Admin fee / account holder | $28 | $3,295-99.2% | $8,342-99.7% | $3,203-99.1% |