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Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,275 | $44,746-48.0% | $88,179-73.6% | $64,097-63.7% |
| Participation rate | 74.9% | 39.8%+35.1pp | 69.1%+5.7pp | 55.2%+19.7pp |
| Annual return | 11.07% | 24.70%-13.6pp | 64.97%-53.9pp | 34.64%-23.6pp |
| Employer contribution / active EE | $59 | $1,078-94.5% | $2,549-97.7% | $1,891-96.9% |
| Participant deferral / active EE | $1,154 | $2,072-44.3% | $4,614-75.0% | $3,080-62.5% |
| Admin fee / account holder | $28 | $3,437-99.2% | $7,673-99.6% | $3,454-99.2% |