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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,104 | $77,920+115.7% | $149,723+12.3% | $75,177+123.6% |
| Participation rate | 97.5% | 65.6%+31.9pp | 78.8%+18.7pp | 67.2%+30.3pp |
| Annual return | 14.23% | 31.72%-17.5pp | 134.50%-120.3pp | 160.75%-146.5pp |
| Employer contribution / active EE | $6,082 | $3,138+93.8% | $4,821+26.2% | $2,671+127.7% |
| Participant deferral / active EE | $5,097 | $3,411+49.4% | $5,682-10.3% | $4,126+23.5% |
| Admin fee / account holder | $5,417 | $5,951-9.0% | $13,215-59.0% | $5,651-4.1% |