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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,765 | $75,962+86.6% | $154,108-8.0% | $64,173+120.9% |
| Participation rate | 97.6% | 70.4%+27.1pp | 83.0%+14.5pp | 69.6%+28.0pp |
| Annual return | -9.43% | 30.32%-39.8pp | 735.21%-744.6pp | 7.63%-17.1pp |
| Employer contribution / active EE | $6,086 | $3,350+81.7% | $5,298+14.9% | $2,381+155.6% |
| Participant deferral / active EE | $4,979 | $3,175+56.8% | $5,081-2.0% | $3,470+43.5% |
| Admin fee / account holder | $3,213 | $5,589-42.5% | $13,411-76.0% | $4,887-34.3% |