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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,628 | $84,236+83.6% | $170,435-9.3% | $70,126+120.5% |
| Participation rate | 97.5% | 70.8%+26.7pp | 83.6%+13.9pp | 69.5%+28.0pp |
| Annual return | 11.37% | 23.06%-11.7pp | 205.94%-194.6pp | 73.15%-61.8pp |
| Employer contribution / active EE | $5,130 | $3,387+51.5% | $5,432-5.6% | $2,343+119.0% |
| Participant deferral / active EE | $4,813 | $3,086+56.0% | $4,939-2.6% | $3,332+44.4% |
| Admin fee / account holder | $11,317 | $5,698+98.6% | $13,881-18.5% | $4,645+143.6% |