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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,142 | $91,198+15.3% | $178,503-41.1% | $79,856+31.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | -4.34% | 24.20%-28.5pp | 151.12%-155.5pp | 31.71%-36.1pp |
| Employer contribution / active EE | $6,024 | $3,257+85.0% | $5,011+20.2% | $2,471+143.8% |
| Participant deferral / active EE | $4,482 | $3,237+38.5% | $5,202-13.8% | $3,741+19.8% |
| Admin fee / account holder | $34,044 | $6,748+404.5% | $13,987+143.4% | $5,306+541.6% |