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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,389 | $85,171+88.3% | $172,753-7.2% | $72,976+119.8% |
| Participation rate | 97.4% | 70.1%+27.3pp | 82.6%+14.7pp | 69.5%+27.9pp |
| Annual return | 15.48% | 27.32%-11.8pp | 803.00%-787.5pp | 81.02%-65.5pp |
| Employer contribution / active EE | $3,311 | $3,324-0.4% | $5,144-35.6% | $2,440+35.7% |
| Participant deferral / active EE | $5,532 | $3,260+69.7% | $5,198+6.4% | $3,608+53.3% |
| Admin fee / account holder | $4,544 | $5,880-22.7% | $13,956-67.4% | $5,124-11.3% |