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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,092 | $81,358+271.3% | $155,556+94.2% | $80,959+273.1% |
| Participation rate | 84.8% | 66.3%+18.6pp | 78.2%+6.6pp | 67.7%+17.2pp |
| Annual return | 8.70% | 33.39%-24.7pp | 64.84%-56.1pp | 35.67%-27.0pp |
| Employer contribution / active EE | $8,615 | $3,106+177.3% | $4,675+84.3% | $2,757+212.5% |
| Participant deferral / active EE | $3,497 | $3,455+1.2% | $5,631-37.9% | $4,300-18.7% |
| Admin fee / account holder | $2,116 | $7,994-73.5% | $15,885-86.7% | $6,925-69.4% |