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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,364 | $75,832+384.4% | $147,617+148.9% | $59,633+516.0% |
| Participation rate | 73.9% | 71.6%+2.3pp | 84.6%-10.7pp | 68.7%+5.2pp |
| Annual return | -3.75% | 0.37%-4.1pp | 61.98%-65.7pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $11,037 | $3,485+216.7% | $5,564+98.3% | $2,203+401.1% |
| Participant deferral / active EE | $6,683 | $3,131+113.5% | $4,895+36.5% | $3,192+109.4% |
| Admin fee / account holder | $9,943 | $5,986+66.1% | $11,612-14.4% | $4,297+131.4% |