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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,503 | $84,236+271.0% | $170,435+83.4% | $70,126+345.6% |
| Participation rate | 83.0% | 70.8%+12.2pp | 83.6%-0.6pp | 69.5%+13.5pp |
| Annual return | 11.56% | 23.06%-11.5pp | 205.94%-194.4pp | 73.15%-61.6pp |
| Employer contribution / active EE | $10,521 | $3,387+210.6% | $5,432+93.7% | $2,343+349.1% |
| Participant deferral / active EE | $5,339 | $3,086+73.0% | $4,939+8.1% | $3,332+60.3% |
| Admin fee / account holder | $7,174 | $5,698+25.9% | $13,881-48.3% | $4,645+54.4% |