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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,625 | $85,171+337.5% | $172,752+115.7% | $72,975+410.6% |
| Participation rate | 82.5% | 70.1%+12.4pp | 82.6%-0.2pp | 69.5%+13.0pp |
| Annual return | 16.15% | 27.32%-11.2pp | 802.97%-786.8pp | 81.01%-64.9pp |
| Employer contribution / active EE | $9,030 | $3,324+171.6% | $5,144+75.5% | $2,440+270.1% |
| Participant deferral / active EE | $4,883 | $3,260+49.8% | $5,198-6.1% | $3,608+35.3% |
| Admin fee / account holder | $5,518 | $5,880-6.2% | $13,955-60.5% | $5,124+7.7% |