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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,914 | $75,962+259.3% | $154,108+77.1% | $64,173+325.3% |
| Participation rate | 96.2% | 70.4%+25.7pp | 83.0%+13.1pp | 69.6%+26.6pp |
| Annual return | -4.50% | 30.32%-34.8pp | 735.21%-739.7pp | 7.63%-12.1pp |
| Employer contribution / active EE | $11,336 | $3,350+238.4% | $5,298+114.0% | $2,381+376.1% |
| Participant deferral / active EE | $6,330 | $3,175+99.4% | $5,081+24.6% | $3,470+82.4% |
| Admin fee / account holder | $2,986 | $5,589-46.6% | $13,411-77.7% | $4,887-38.9% |