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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,083 | $81,276+31.8% | $155,574-31.2% | $80,925+32.3% |
| Participation rate | 89.8% | 66.2%+23.6pp | 78.2%+11.6pp | 67.7%+22.2pp |
| Annual return | 9.18% | 33.36%-24.2pp | 64.87%-55.7pp | 35.65%-26.5pp |
| Employer contribution / active EE | $4,530 | $3,103+46.0% | $4,676-3.1% | $2,756+64.3% |
| Participant deferral / active EE | $3,034 | $3,453-12.1% | $5,629-46.1% | $4,299-29.4% |
| Admin fee / account holder | $12,918 | $7,993+61.6% | $15,914-18.8% | $6,940+86.1% |