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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,643 | $77,908+34.3% | $149,696-30.1% | $75,173+39.2% |
| Participation rate | 96.4% | 65.6%+30.8pp | 78.8%+17.7pp | 67.2%+29.2pp |
| Annual return | 9.99% | 31.73%-21.7pp | 134.46%-124.5pp | 160.72%-150.7pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,013 | $3,411-11.7% | $5,682-47.0% | $4,126-27.0% |
| Admin fee / account holder | $4,207 | $5,950-29.3% | $13,212-68.2% | $5,651-25.5% |