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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,328 | $84,236+9.6% | $170,435-45.8% | $70,126+31.7% |
| Participation rate | 98.3% | 70.8%+27.5pp | 83.6%+14.7pp | 69.5%+28.8pp |
| Annual return | 9.85% | 23.06%-13.2pp | 205.94%-196.1pp | 73.15%-63.3pp |
| Employer contribution / active EE | $4,231 | $3,387+24.9% | $5,432-22.1% | $2,343+80.6% |
| Participant deferral / active EE | $2,658 | $3,086-13.8% | $4,939-46.2% | $3,332-20.2% |
| Admin fee / account holder | $25,889 | $5,698+354.3% | $13,881+86.5% | $4,645+457.3% |