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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,929 | $91,198+30.4% | $178,503-33.4% | $79,856+48.9% |
| Participation rate | 98.2% | 69.2%+29.0pp | 81.9%+16.3pp | 69.6%+28.6pp |
| Annual return | 7.85% | 24.20%-16.3pp | 151.12%-143.3pp | 31.71%-23.9pp |
| Employer contribution / active EE | $0 | $3,257-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,486 | $3,237+7.7% | $5,202-33.0% | $3,741-6.8% |
| Admin fee / account holder | $731 | $6,748-89.2% | $13,987-94.8% | $5,306-86.2% |